Mis selling of PPI policy is not a practice that has just cropped up. It has been there for some time now and there are even no signs that it will end any soon. It is therefore good to have some knowledge on how to go about a ppi claim because you never know when next you will fall a victim of this practice. Before proceeding to file claims, you have to identify whether you qualify for them. Once you are sure of this, you can then proceed to fill the PPI claim form which you can simply do from the web. However, you will need to make use of the online PPI calculator that will help you know how much your compensation will be.
You will need to carry this process on your own as it has very simplified steps. These will include going through the checklist and identifying why you are not covered and then write to your lender. If your first application does not succeed, write to an ombudsman who will help settle the dispute. Using the claims management company will cost you more for no good reason. You will need to pay VAT as well as a 25% of your refund for their service. This is not worth the job and therefore you need avoid them as much as possible.